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No Credit Qualification for Law School Tuition Financing

Novus Law School offers its students the benefit of student financing for tuition on a monthly payment basis without any required credit application or credit qualification to accepted students. Students who have received acceptance/admission eligibility to Novus Law School quality for Student Financing without any other qualifications.

A minimum downpayment of $650 is required; however, the amount can be in any increment greater than $650. Novus strongly encourages students to make the maximum downpayment they can afford to minimize interest costs and reduce the lifetime cost of the tuition financing.

The minimum monthly payment is $250 per month; however, monthly payments can be set up in any increment greater than $250 per month. As with the downpayment, Novus encourages students to set up the maximum monthly payment that they can afford to minimize interest costs and reduce the lifetime cost of the tuition financing. Monthly payments can only be made via auto-draft using a credit card. We currently accept Visa, MasterCard, American Express, Discover. Debit cards with the MasterCard or Visa logo can also be accepted. Currently, the auto-draft can only occur on either the 1st or the 15th of each month. Monthly payments must begin 30 days after the degree term start date.

A processing fee of $325 is charged for the monthly payment plan. Interest is charged at the rate of 1.5% per month on the unpaid balance, which is an annual interest rate of 18%.

Only tuition may be financed. The total cost of Novus degree programs is divided between a single, flat-rate tuition for the entire degree term, augmented by other program fees. Not all fees will be applicable to all students. Fees are not charged at the beginning of the degree term; they are only charged to the student's account when the particular fee for service is utilized by the student and are due and payable within 30 days of posting to the student account. Financing is not available for program fees. A listing of all program fees can be found here.

Novus Law School contracts out student financing and billing services. Students who default on student financing may be reported to credit bureaus and/or collection agencies and may be required to pay the balance in full to continue at Novus Law School.